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From 'Urb to 'Burb Blog

Wednesday, September 23, 2020   /   by Vanessa Saunders

They’re baaaaaaack!

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
Remember the day your last adult child left for his or her final year at college, soon to graduate and be off and on their own? You thought to yourself, “Well, that was fun.” The tribulations of parenthood were over. You were looking forward to some of the pleasures of being an empty nester - your time will be your own, the house will be as clean and as organized as you want it to be, you’ll focus on your partner, get a good night’s sleep, peace and quiet will rule as the cacophony goes with them. They’ll only be back to visit.
Not so fast, boomer.
A recent study released by the Pew Research Center shows that for a record number of American families, they're back. After assessing the Census’s monthly Current Population Survey data, the non-partisan think-tank found that some 52% of 18-to-29-year-olds are now living with one or both parents.
Believing that the mo ...

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  hudson valley real estate, hudson valley home, 'urb to 'burb, hudson valley home owners, pandemic, funny blog, retirement, ny

Tuesday, September 22, 2020   /   by Vanessa Saunders

Warning to sellers: This unseen home feature is a buyer's biggest turn-off.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
Underground heating oil tanks can be a major issue for home buyers. Tanks that are no longer in use can be ticking time bombs for home owners. If you should ever decide to sell your home, a bank or the buyer will likely ask for an environmental assessment or the removal of an underground oil tank. Home buyers are now routinely being advised by their lawyers and home-inspectors to exercise caution when buying a house with an underground storage tank (UST) and perhaps even insisting that the tank be removed or abandoned before sale.
The reason? It’s better to be safe than sorry.
If you plan to sell your home in the future, underground oil tanks are arguably #1 on the list of “Biggest Potential Buyer Turn-offs” because whoever buys the home takes on liability for the tank and any damages it may have caused over the years. New York requires all USTs be emptied, cleaned, and rid of all ...

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  hudson valley real estate, hudson valley property, hudson valley home owners, selling your home, home inspections, buried oil tanks

Monday, September 21, 2020   /   by Vanessa Saunders

Winterizing your new swimming pool: An autumn must-do.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.
With this summer’s tidal wave of home buyers clamoring for houses with swimming pools, all those first time pool owners will now be faced with shutting down their pools for winter. In snow belt states like New York, preparing an outdoor pool for winter is a must-do. Hiring a pool company to do it is one option, but can run into the four figures depending on the type and size of the pool. If you are planning to do a full pool winterizing yourself, you can find a more thorough do-it-yourself work-list on preparing swimming pools for winter HERE .https://www.intheswim.com/eGuides/winterClosings.
In some cases, it may be necessary to drain a swimming pool. The most common reasons to drain a pool are when water quality is low due to an overabundance of total dissolved solids, or if there are high levels of Cyanuric Acid (CyA). CyA builds up in the water and cannot be removed by the addition of chem ...

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  hudson valley real estate, hudson valley home, buying a home, 'urb to 'burb, hudson valley home owners, swimming pool maintenance

Friday, September 18, 2020   /   by Vanessa Saunders

Don't be shocked by your mortgage closing costs!

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems Real Estate.


According to a recent survey conducted by ClosingCorp, over half of all home buyers are surprised by the closing costs required to obtain their mortgage.


After surveying 1,000 first-time and repeat home buyers, the results revealed that 17% of home buyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected. “Home buyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”


According to Barry Goldenberg, Senior Loan Originator for Luxury Mortgage:


"Closing costs are fees and expenses paid by the buyer to the lender or third-party servicers such as title companies and attorneys who are part of the process of closing on a home. Closing costs can be rolled in with the mortgage loan, or paid up front. These costs c ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, 'urb to 'burb, first time home buyer, mortgage process, financing, mortgage, lending

Thursday, September 17, 2020   /   by Vanessa Saunders

Selling a house in a flood-prone zone - What Hudson Valley home sellers need to know.

The remnants of Hurricane Sally will be arriving overnight tonight to the Hudson Valley region. Fortunately for New York home owners, storms like Sally lose most of their punch traveling up the Eastern Seaboard and do little more than dampen the sidewalks. Needless to say, this has been an unusually active year for hurricanes, and for many homeowners, there is a risk they may lose lives, property, infrastructure and coastline sea walls. Strong hurricanes such as Sandy hitting the Hudson Valley, washed away possibly billions of dollars worth of homes, businesses, roads, and seawalls put in place to help protect coastlines.
For sellers whose properties are located in designated flood zones such as along the Hudson River, the risks presented by storms and flooding are a significant problem in selling. Many banks require buyers to purchase comprehensive flood insurance, which is not only a lot more costly, but also harder to find. Subsidies for the National Flood Insurance Program (NFIP) ...

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  hudson valley real estate, hudson valley property, hudson valley home, 'urb to 'burb, selling your home, hudson valley events, hurricane, flooding

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258


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The information appearing herein has not been verified by One Key, Inc or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

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The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.
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